Upperhill News

The Canada Pension Plan (CPP) children’s benefits provide monthly payments to the dependent children of disabled or deceased parent(s) who were CPP contributors.


This payment, which is for children under 25 years old also includes the child or children of the person receiving a CPP disability benefit or a post-retirement disability benefit, as well as for a child/children of the deceased contributor.

For the benefit to be paid, the deceased contributor must have made sufficient contributions to the CPP, while a child can be paid a maximum of two children’s benefits.


The expected benefiary under 25 must be in full-time or part-time attendance at a recognized school or university, just as the child should statutorily be the natural child of the contributor or adopted legally.

The monthly children’s benefit is based on a flat rate that is adjusted annually while those within the benefiting age brackets but in part-time attendance at a recognized school or university receive half of the flat rate.

Expectedly, dependent children, or their parent or guardian, should complete an application in the event that a parent or guardian has applied for a disability benefit of which you do not have to wait for the benefit to be approved before applying; or a child begins living with a parent or guardian who receives a disability benefit
a parent or guardian dies.

It is best to apply without delay to avoid losing the benefits, noting that the Canada Pension Plan can only make back payments for up to 12 months (11 months plus the month you apply).

However, children under age 25 who are living on their own and capable of managing their own affairs may complete their own application.